Tips for Financing a Golf Cart

If you plan on financing a golf cart, use the following tips to prepare for the process. For more information or to shop golf carts for sale, contact Arizona Ranch & Resort Cars. We are based in Prescott Valley, Arizona, and also serve those in Flagstaff and Surprise.

Build a Budget

Think about how much you want to spend overall on a golf cart, then break down how much you want to spend on a monthly loan. Remember to factor in other golf cart expenses, such as insurance and accessories, into your budget. If you want to reduce the costs, consider buying a used golf cart.

Save Up a Down Payment

Many loans require a down payment of 10-20% of the golf cart's sticker price. Save up this payment so that it's ready to go when you visit the golf cart dealership.

Look Up Your Credit Score

Your credit score will influence whether or not you'll be able to get a loan. If your credit score is on the low side, take some time to raise it higher.

Get Golf Cart Insurance

Many lenders will require golf cart buyers to get an insurance package. Find the coverage that best suits your budget and needs.

Got questions about golf cart financing? Want to explore golf carts for sale? Whatever you need, the experts at Arizona Ranch & Resort Cars are here to help. Reach out or stop by our dealership in Prescott Valley, Arizona. We also proudly serve those in Flagstaff and Surprise, Arizona.